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Department of Human Resources

Enrollment - Participating Groups

Annual Open Enrollment

The 2024 Open Enrollment period is closed.
(Plan Year July 1, 2024 - June 30, 2025)

Unless you experience a qualifying event, Open Enrollment is your only chance to enroll, cancel coverage, or change plans for yourself, an eligible spouse, or dependent children.

What’s Changing Effective July 1, 2024

View the Quick Reference Chart

Important: Your benefits may be different from what is presented on this page. Please refer to the State Benefit Resources for Participating Groups  document or contact your Human Resource/Benefits Office for information regarding your benefits and premiums (rates). If you are a University of Delaware employee, you can access your employer’s website here. The following State of Delaware benefit programs are only offered to specific Participating Group employers:

  • Securian Financial’s Life Insurance (applies to DSWA)
  • Securian Financial’s Accident & Critical Illness Insurance (applies to UD)

Benefits Available During Open Enrollment

Benefits Included With Health Plan Enrollment

Individuals enrolled in a State of Delaware non-Medicare health plan, administered by Highmark Delaware or Aetna, are automatically enrolled in the State of Delaware prescription plan. CVS Caremark provides an Automatic Refill and Renewal program for home delivery, CVS Pharmacy Pickup and Delivery Options, CVS Specialty Pharmacy and over 66,000 pharmacies are available under the CVS Caremark network. You will also have access to a variety of digital tools that offer the ability to check drug cost and coverage, request a prescription, view your ID Card, and manage your profile. Learn more about CVS Caremark by clicking the links below.

The SurgeryPlus benefit is a comprehensive surgical program that provides a personalized concierge experience from dedicated Care Advocates and access to excellent health care through a network of credentialed Surgeons of Excellence for planned, non-emergent surgeries. Enrollment in the SurgeryPlus benefit is automatic for individuals enrolled in a State of Delaware Aetna or Highmark Delaware non-Medicare health plan.

Their goal, in partnership with the State of Delaware, is to simplify the surgical process from start to finish - from helping schedule appointments to eliminating medical bills related to your care. The credentialed surgeons undergo a rigorous evaluation process to assure that you receive high-quality care from specialists who excel in the area related to your needs. SurgeryPlus negotiates a single cost (bundled rate) for the entire surgical procedure, resulting in savings for the State of Delaware.

Using the SurgeryPlus benefit for your planned, non-emergent surgeries saves you money by reducing your financial responsibility and removing deductibles, copays and coinsurance amounts. Some surgeries and procedures may even include a financial incentive and travel benefits, when applicable. Learn more about SurgeryPlus by clicking the links below.

The ComPsych® GuidanceResources® program is a FREE program available exclusively to State of Delaware Group Health Plan non-Medicare members and their dependents. The program offers someone to talk to and resources to consult whenever and wherever you need them. Members can call the toll-free number at 877-527-4742 directly for 24/7 access to a GuidanceConsultant℠ who will answer your questions and, if needed, refer you to a counselor or other resources such as work-life, legal, and financial support. You also have access to the website at www.guidanceresources.com (Web ID: State of Delaware), mobile app to consult articles, podcasts, videos, webinars, and other helpful tools. Learn more about the EAP by clicking the links below.