Important: Your benefits may be different from what is presented here. Please visit your employer’s website or contact your Human Resources/Benefits Office for information regarding your benefits and premiums (rates). If you are a University of Delaware employee, you can access your employer’s website here. Please note that the following State of Delaware benefit programs are only offered to specific Participating Group employers: Securian Financial’s Life Insurance (applies to DSWA); Aflac Supplemental Benefits (applies to UD) and the Hartford’s Disability Insurance (applies to UD and DSWA).