DHR - Financial Wellness for All Delawareans

Financial Wellness Menu

Financial Wellness Resources

Resources for All Delawareans

Stand By Me

Free support to help you save money, improve credit scores, buy a home, send kids to college.

Delaware Financial Literacy Institute

Free budgeting, savings, credit, mortgages, investing, retirement classes.

First State Saves

Learn how to pay off debt, save for a house, car, tuition or retirement.

Delaware State Housing Authority

Homeownership, foreclosure prevention, rental, and lending programs.

MyMoney.gov

Personal finance calculators, checklists & worksheets for budgeting, saving, retirement planning.

Delaware.money

A one-stop shopping site for financial help by bringing together various materials and resources.

Resources Administered by Office of the State Treasurer

Delaware Retirement Savings Plan (DEFER)

Voluntary savings (457b and 403b) is key to a financially secure future for benefit-eligible employees.

Delaware ABLE Plan

ABLE savings accounts (529a) grow tax-free when used for qualified disability-related expenses.

College Investment Plan

Delaware's 529 Plan provides tax-advantaged accounts to help pay for education expenses.

Resources Administered by Statewide Benefits Office for Benefit-Eligible Employees*

*Effective now and for no more than 30 days following the end of the COVID-19 national public health emergency, EAP services from ComPsych® GuidanceResources® are available to all State of Delaware employees including temporary, casual seasonal and benefit eligible employees/non-Medicare pensioners who are not currently enrolled in a State of Delaware Highmark Delaware or Aetna health plan.

Aetna

Discounts on gym memberships, eyeglasses, weight loss programs and more.

Highmark

Discounts on gym memberships, eyeglasses, weight loss programs and more.

Employee Assistance Program

Free legal consults, financial counseling & budgeting, debt reduction, & home buying resources.

Site of Care Savings

Choosing the right care can save money on lab work, imaging/radiology services, etc.

Prescription Plan

Reduced copays on 90-day maintenance prescriptions. No cost diabetic supplies & diabetic meds with one copay.

Life Insurance & Lifestyle Benefits

Group Universal Life Insurance Program, optional cash value acct, free legal/financial consults, travel assistance & free financial webinars

Accident & Critical
Illness Insurance

Cash benefits for covered accidents/illnesses to help cover expenses that major medical insurance may not. Free financial webinars.

Pre-Tax Commuter Benefit

Save up to 25% on every dollar set aside for out-of-pocket travel expenses for work.

Flexible Spending Account

Save up to 25% on out-of-pocket health, dental, vision, Rx & dependent care expenses.

Resources Administered by Department of Human Resources for State Employees

Delaware Employment Link

Total Compensation Calculator

Understand the value of the State's compensation package beyond your base salary.

State of Delaware Employee Discounts

Save money on phone products and services, computers, tuition, vacations, car rentals and more.

Resources Administered by Office of Pensions for Pension-Eligible Employees

Pension Calculators & Retirement Workshop/Sessions

Pension Calculators & Retirement Workshops/Sessions

Access monthly pension calculations, pre-retirement workshops, and counseling sessions.

Disclaimer: The information contained on this site is provided for informational purposes only, should not be construed as advice on any subject matter and does not guarantee any outcomes.