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Group Universal Life (GUL) Insurance - Securian Financial


New Employee Enrollment

Newly hired and newly benefit-eligible State of Delaware employees may enroll in Group Universal Life (GUL) Insurance within 90 days of becoming eligible for benefits. Employee only coverage is available at 1-6x the employee’s base salary, up to $350,000.

If you enroll within your 90-day initial eligibility period, you can select coverage without providing proof of good health.

  • Employee: Select 1-3x base annual salary, up to $200,000
  • Spouse: Select $10,000 or $20,000 group term life coverage
  • Child: Select $10,000 or $20,000 group term life coverage

Access the Securian website using Single Sign-On (SSO) through State of Delaware Employee Self-Service to enroll. Once logged in, follow the navigation to the Securian website: Employee Self Service > Benefits > Benefits Websites > Securian.

To apply for coverage on the Securian Financial website, select the coverage option you would like, click on the “Enroll” button and follow the instructions that appear. Make sure you designate your beneficiary(ies).

Enrollment During Benefits Open Enrollment

The 2022 Benefits Open Enrollment period is CLOSED.
(Plan Year: July 1, 2022 – June 30, 2023)

Enrollment During the Plan Year

You can select or increase your GUL coverage anytime throughout the year by providing proof of good health. Employee only coverage is available at 1-6x the employee’s base salary, up to $350,000.

If you have a qualifying life event, such as a marriage, birth or adoption, you may be eligible to increase coverage without providing proof of good health.

  • Employees may increase their coverage by one level, up to a maximum of 3x base annual salary, or $200,000, whichever is less.
  • Employees may enroll a spouse and/or dependent(s) in dependent term life insurance.

Eligible employees who experience a qualifying life event during the plan year should contact Securian within 31 days of the change.

*Those who have been previously declined, selecting coverage greater than the guaranteed maximums listed above, and/or selecting coverage outside enrollment opportunities, will be required to provide proof of good health.

Access the Securian website using Single Sign-On (SSO) through State of Delaware Employee Self-Service to enroll. Once logged in, follow the navigation to the Securian website: Employee Self Service > Benefits > Benefits Websites > Securian.

To make a change on the Securian Financial website, you will see a dashboard with your current coverage upon log in. If you wish to change or update your coverage and/or beneficiary designations, you can click the “View details” button.






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